The dream of homeownership is a significant milestone for many individuals and families. It often starts with understanding credit scores and how they impact your ability to secure a mortgage. Your credit score plays a vital role in determining not only whether you qualify for a mortgage but also the interest rate you'll receive. In this blog, we'll demystify the connection between credit scores and mortgages, equipping you with the knowledge you need to embark on your homeownership journey. 1. What is a Credit Score? Before delving into mortgages, it's essential to understand what a credit score is. It's a numerical representation…

There's something deeply satisfying about adding a personal touch to your living space. DIY (Do-It-Yourself) projects not only allow you to unleash your creativity but also help you create unique pieces that reflect your personality and style. In this blog, we'll explore a variety of DIY projects that can enhance your home decor and turn your living space into a reflection of your creativity and individuality. 1. Hand-Painted Canvas Art: Unleash your inner artist by creating custom canvas art. You don't have to be a professional painter; abstract and minimalist designs can be just as impactful. Experiment with colors, shapes, and textures…

Take a look at our step-by-step process for getting pre approved.

Step 1 - Meet with our team

Our dedicated group of mortgage brokers Stefan, Jeremey and Erin are happy to get you mortgage educated and walk you through the steps.

Are you new to Canada?

We have financing options available for you even with no credit.

As the seasons turn to the warm weather of summer, it is time to pull out the bikes and go for a ride. After you bike has been sitting in storage all winter, what is the best way to get it ready to ride again? Some basic steps can be done at home and some steps will need some professional attention. To start with do the following: Wash your bike Check the chain condition and replace it if needed Check the brakes for deterioration and replace pads if they are too thin. Adjust the brake levers as needed to ensure they are working property.…

JUST ANNOUNCED* that the mortgage qualifying rate, more commonly known as the stress test, is confirmed to be INCREASING as of JUNE 1. The change, comes in on both conventional-uninsured mortgages (20%+ down with no mortgage default insurance) AND insured mortgages, where down payment is less than 20%. The new qualifying rate is 5.25% and could takes effect June 1, 2021. This equates to roughly a 5% decrease in purchasing power. (ex. $500k mortgage down to $475k) Our professional association (Mortgage Professionals Canada), continues to lobby the government opposing changes, putting downward pressure on Canadians ability to purchase homes.

There are a few ways to find local food trucks. Start by asking your friends which is their favourite and where to find them. Some resources that is helpful to find food trucks are: