If you shopping for a home, or have worked with a mortgage professional in the past, you’ve most likely heard of rate holds before.

The team at Quickfire Mortgage Solutions is growing. Meet our newest member, Jeremy.

When your mortgage application goes through the approval process, they are not only looking at you, but also the property in question. In fact, sometimes when an application is denied it has nothing to do with you, and everything to do with the property. 

Have you experienced the wonder of a drive through Christmas light display? Are they a part of your families’ Holiday traditions?

According to a recent CIBC poll, nearly half (48%) of retired Canadians stopped working sooner than they expected.

It’s the first and only thing anyone usually asks when you talk about your mortgage: What’s your rate? While everyone can recall their rate off the top of their head, it’s the only detail of the mortgage they remember or care to know. Though the rate is obviously important, your mortgage is so much more than a rate, and if you’re not paying close attention, it can cost you money.