There aren't too many Canadians who are able to save up enough money to pay cash for their home. This is why we have mortgages. A mortgage is a loan made to assist a borrower to purchase a property. The property is held as collateral and interest is charged on the loan. Typically a mortgage will be paid back over 25 years (this is called the amortization), and the amount of interest charged is renegotiated every 1-10 years (this is called the term). Over the long run, borrowing money isn't cheap, despite interest rates being at an all time low!

If you've been thinking about selling your existing property, for whatever reason, it would be in your best interest to give me a call before you list for sale.

The City of Edmonton is known for its festivals that happen year round but especially in the summer. Here is a list of some of the festivals taking place the Summer of 2019. The variety available ranges from music to food to cultural celebrations. Which Edmonton festival is your favourite?

Summer in Edmonton is beautiful and the perfect opportunity to discover new date ideas. Here are some great date ideas for the summer. Discover the High Level Bridge Streetcar with your love. Enjoy fine food and comedy downtown. Visit a festival that has something for every taste. Spend a quiet evening browsing books and an old fashioned diner. Find the joy of a market together.